SmartTechSolution Terms of Service

SmartTechSolution is the public-facing brand used on this website. References to “SmartTechSolution,” “we,” “us,” and “our” mean the contracting entity identified in the applicable account agreement, service order, or product disclosure.

These Terms of Service govern your access to SmartTechSolution websites, account application tools, dashboards, and related business services. By applying for or using an account, you confirm that you are authorised to act for the business you identify and that the information you provide is complete and accurate.

You must be at least 18 years old and have legal capacity to enter into this agreement. Account availability depends on the business, owners, controllers, products, and jurisdictions involved.

We may request identity, ownership, source-of-funds, business, tax, and other due-diligence information before or after opening an account. You authorise us and our service providers to verify submitted information against reliable independent sources where permitted by law.

Submitting an application does not guarantee approval. We may decline, limit, suspend, or close access where verification is incomplete, risk is unacceptable, or applicable legal and compliance requirements cannot be satisfied.

You are responsible for keeping credentials, verification codes, devices, and authentication factors secure. Do not share credentials or allow unauthorised access. Tell us promptly if you suspect compromise, fraud, or an incorrect transaction.

You must keep account contacts and business information current. We may rely on instructions authenticated through your account until we receive and process notice that access may be compromised.

Payment, receiving, balance, and currency-conversion features are available only when enabled for your account. Limits, cut-off times, settlement timing, supported currencies, networks, and fees may vary by product and provider. A displayed estimate is not final unless the service expressly confirms that it is locked.

You must review recipient, bank, wallet, network, amount, and currency details before confirming an instruction. Blockchain transfers and certain completed payments may be irreversible. We may hold or reject an instruction for screening, sanctions, fraud, security, liquidity, or compliance review.

You may not use the services for unlawful activity, deception, sanctions evasion, infringement, unauthorised financial activity, malicious software, abusive automation, or activity that harms SmartTechSolution, its providers, or other users. You may not attempt to bypass account controls, security measures, or service limits.

Applicable fees and exchange information will be disclosed in the dashboard, an order confirmation, or your account agreement. Correspondent banks, networks, and other third parties may impose separate charges or processing rules. Services may rely on third-party infrastructure, financial institutions, and compliance providers subject to their availability.

We work to keep the services secure and available, but do not guarantee uninterrupted access. To the extent permitted by law, SmartTechSolution is not responsible for indirect, incidental, special, or consequential loss, or loss caused by events outside our reasonable control. Nothing in these terms excludes liability that cannot legally be excluded.

We may update these terms to reflect service, legal, security, or operational changes. Material updates will be communicated through an appropriate channel. You may stop using the services, subject to pending obligations. Account suspension or closure does not affect rights and obligations that arose beforehand.

Your account agreement, product disclosures, and any jurisdiction-specific terms may supplement these terms and will control if they expressly conflict. Questions may be sent to support@smarttechsolution.io.